Evercrest Funding

Evercrest Funding Review: A Detailed Look at Rules, Payouts, and Scaling

If you’re the kind of trader who values structure over speed, not every prop firm is going to feel like a good fit. Some firms reward rapid growth and high risk-taking, while others are built for traders who prefer consistency and clearly enforced rules.

Evercrest Funding falls into the latter category. Based in Saint Lucia, the firm positions itself around a more controlled trading environment, where risk limits and rule compliance play a central role in how traders progress.

The aim of this review is to take a closer look at that structure and help traders understand whether Evercrest Funding’s approach makes sense for their trading style and expectations.

At a Glance

• Headquarters: Gros-Islet, Saint Lucia

• Programs: One Step Standard, One Step Plus, Two Step, Instant Funding

• Markets: Forex, metals, indices, cryptocurrencies

• Maximum Allocation: $400,000

• Profit Split: 80%

• Payout Frequency: Bi-weekly

Programs and Rules

Evercrest Funding offers multiple evaluation paths with fixed drawdown rules and relatively low minimum trading day requirements. All programs share a consistent structural approach, with differences primarily in drawdown limits and leverage.

One Step Standard

• Account Sizes: $10,000 | $25,000 | $50,000 | $100,000 | $200,000

• Evaluation Structure: One Step

• Profit Target: 10%

• Daily Drawdown: 4%

• Maximum Loss: 6%

• Minimum Trading Days: 3

• Leverage: 1:100 (evaluation), 1:50 (funded)

• Profit Split: 80%

• Payout Frequency: Bi-weekly

This model offers a straightforward single-phase Evercrest Funding evaluation with moderate drawdown limits and a short minimum trading period.

One Step Plus

• Account Sizes: $10,000 | $25,000 | $50,000 | $100,000 | $200,000

• Evaluation Structure: One Step

• Profit Target: 10%

• Daily Drawdown: 3%

• Maximum Loss: 6%

• Minimum Trading Days: 3

• Leverage: 1:100 (evaluation), 1:50 (funded)

• Profit Split: 80%

• Payout Frequency: Bi-weekly

One Step Plus tightens the daily drawdown limit while maintaining the same overall loss cap and profit target.

Two Step Program

• Account Sizes: $10,000 | $25,000 | $50,000 | $100,000 | $200,000

• Phase 1 Profit Target: 8%

• Phase 2 Profit Target: 4%

• Daily Drawdown: 4% (all phases)

• Maximum Loss: 10% (all phases)

• Minimum Trading Days: 3 per phase

• Leverage: 1:100 (evaluation), 1:50 (funded)

• Profit Split: 80%

• Payout Frequency: Bi-weekly

The Two Step structure spreads performance requirements across two phases, reducing per-phase pressure while allowing a higher overall drawdown threshold.

Instant Funding

• Account Sizes: $5,000 | $10,000 | $25,000 | $50,000 | $100,000 | $150,000 | $200,000

• Profit Target: 0%

• Maximum Daily Drawdown: 3%

• Maximum Drawdown: 6% (trailing lock)

• Minimum Trading Days: None

• Reward Share: 80%

• TPT Score Requirement: 25%

Instant accounts provide immediate access to funded capital, using a trailing drawdown mechanism that locks in gains as equity increases. The newly added $150,000 and $200,000 options expand flexibility for traders seeking larger starting allocations without completing a multi-phase evaluation.

Markets and Trading Conditions

Evercrest Funding supports a multi-asset trading environment, including forex pairs, indices, metals, and cryptocurrencies. Trading is conducted via MT5, allowing access to a familiar interface for discretionary and technical traders.

Specific spread and commission figures are not publicly disclosed, but execution is market-based rather than fixed-spread. Overnight and weekend holding are permitted across funded accounts.

All trades on funded accounts must remain open for a minimum of two minutes. Trades closed faster may have profits removed, and repeated violations may result in account review or termination due to tick-scalping detection systems.

Evercrest Funding Scaling Plan

Evercrest Funding applies a tier-based scaling structure designed to reward long-term consistency rather than short-term performance spikes. Progression through each tier is based on cumulative payouts, net profitability, and total active trading days.

Tier 1 Scaling

To qualify for Tier 1 scaling, traders must meet all of the following conditions:

• Receive at least 3 payouts

• Achieve a combined net profit of 20% or more

• Accumulate at least 60 total trading days

Tier 1 Rewards

• Capital increase: 25%

• Profit split increases to 90%

Tier 2 Scaling

Tier 2 scaling becomes available after continued performance at Tier 1, with the following requirements:

• Receive 3 additional payouts (6 total payouts)

• Generate at least 18% net profit while operating at Tier 1

• Accumulate at least 120 total trading days

Tier 2 Rewards

• Capital increase: 20%

• Profit split increases to 95%

Tier 3 Scaling

The final scaling tier is reserved for traders demonstrating extended consistency and higher cumulative profitability.

• Receive 4 additional payouts (10 total payouts)

• Generate at least 25% net profit while operating at Tier 2

• Accumulate at least 200 total trading days

Tier 3 Rewards

• Capital increase: 20%

• Profit split increases to 100%

This structured Evercrest Funding scaling plan emphasizes payout history and sustained trading activity, aligning capital growth and profit share increases with long-term trader performance rather than isolated results.

Payouts and Profit Sharing

Evercrest Funding payouts are processed on a bi-weekly schedule. Traders must achieve at least 1% profit on the account to request a withdrawal unless stated otherwise for a specific challenge.

Key payout terms include:

• Profit split: 80%

• Payout frequency: Every two weeks

• Minimum profit to withdraw: 1%

• Payout method: Cryptocurrency

Withdrawal requests are subject to account review. If daily drawdown or maximum loss limits are exceeded, the account is automatically failed. Accounts inactive for 30 consecutive days are breached due to inactivity and cannot be reinstated.

Trading Rules and Restrictions

Allowed

• Trading during news events

• Overnight and weekend holding

• Manual discretionary trading

• Trading forex, indices, metals, and crypto

Not Allowed

• Latency arbitrage or price-feed exploitation

• Hedging to bypass risk rules

• Coordinated or group trading across accounts

• High-frequency tick scalping or order flooding

• Abusive execution or platform manipulation

News trading is permitted; however, during the funded phase, profits generated within five minutes before or after high-impact news events are capped at 1% of the account’s initial balance. Excess profits are removed without penalty.

Strengths and Trade-Offs

What Stands Out

• Multi-asset trading beyond crypto

• Clear drawdown and inactivity rules

• News trading permitted with defined limitations

• Consistent structure across funding models

• MT5 platform familiarity

What to Watch Out For

• No detailed capital scaling plan

• Bi-weekly payouts only

• Minimum trade duration enforcement

• Inactivity breaches after 30 days

Who Is Evercrest Funding Best For?

Evercrest Funding is best suited for traders who prefer structured evaluations, moderate profit targets, and multi-asset market access. Traders who are comfortable with strict drawdown enforcement and scheduled payouts may find the environment predictable and controlled.

It may be less suitable for traders seeking rapid payout cycles, aggressive scaling programs, or high-frequency execution strategies.

Final Verdict

Evercrest Funding positions itself as a structured prop firm focused on consistency, controlled risk, and scalable growth. Its multiple evaluation models allow traders to choose between static and trailing drawdown environments, while the addition of higher-tier Instant account sizes increases accessibility for larger-capital traders.

Overall, in this Evercrest Funding review, the firm offers a balanced funding ecosystem for disciplined traders who value platform choice, structured progression, and a defined scaling pathway. With capital growth potential up to $2,000,000 and profit splits reaching 100% at higher tiers, the model is clearly designed around long-term performance rather than short-term volatility.

FAQs

Below are several trader-focused questions commonly asked about Evercrest Funding.

Does Evercrest Funding allow news trading?
Yes, news trading is permitted, though profits during high-impact news windows are capped in the funded phase.

How often can I withdraw profits from Evercrest Funding?
Payouts are available on a bi-weekly basis once minimum profit requirements are met.

What happens if my account is inactive?
Accounts with no trading activity for 30 consecutive days are breached and cannot be reinstated.

Does Evercrest Funding offer Instant Funding?
Yes, Instant Funding accounts are available with lower leverage and stricter risk controls.

Which platform does Evercrest Funding use?
All trading is conducted through the MT5 platform.